This position is part of the Corporate Finance Group and focuses on credit analysis and credit approval for lending to primarily Japanese corporate clients.

The Credit Analyst will:

Analyze companies’ financial statements, including Balance Sheet, Income Statement, and Cash Flow.
Evaluate credit risk, business risks, and industry conditions.
Assign and maintain internal credit ratings.
Prepare credit application and approval memos and coordinate the internal approval process.
Monitor existing borrowers and conduct periodic credit reviews.
Work closely with Relationship Managers, Risk Management, and Head Office.
Communicate credit analysis and transaction details to Head Office and internal risk teams.
Provide credit and risk recommendations to the front-office/Relationship Management team.
Support the bank's credit policies and risk management framework.

Requirements

Required:

Minimum 3 years of experience at a bank or financial institution.
Strong experience in financial statement and credit analysis.
Strong understanding of Balance Sheet, Income Statement, and Cash Flow.
Business-level English, both written and verbal.
Business-level Japanese; native or near-native preferred.
Strong analytical and critical-thinking skills.
Excellent communication and teamwork skills.

Preferred:

Corporate banking experience.
Experience working with Japanese corporate clients.
Knowledge of credit rating models and credit approval processes.
Understanding of the U.S. market and regulatory environment.
CPA, CFA, or FRM certification.

Benefits

Excellent Benefits Package

Erforderliche Kompetenzen

Financial statement analysis (Balance Sheet, Income Statement, Cash Flow)Credit risk evaluation and assessmentInternal credit rating assignment and maintenancePreparation of credit application/approval memos and approval process coordinationCredit monitoring and periodic borrower credit reviewsStakeholder management and coordination with Relationship Managers, Risk Management, and Head OfficeCredit communication and reporting to internal risk teams and Head OfficeSupport and compliance with bank credit policies and risk management frameworkBusiness-level Japanese (native or near-native preferred)Business-level English (written and verbal)Knowledge of credit rating models and credit approval processesExperience working with Japanese corporate clientsUnderstanding of the U.S. market and regulatory environmentAnalytical and critical-thinking skillsTeamwork and cross-functional collaboration

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BizTek People, Inc. | APA International Placement Consultants

New York, USVor OrtVertragVollzeit

vor 20 Tagen