Area Manager - Secured Business Loan

Role and Responsibility

• Work with support functions for optimum TAT and service delivery. Sanction and disbursement of files per month as per targets assigned.
  
• Identify potential channel partners based on agreed profiles and ensure tie-ups are in accordance with the business plan and SOPs.
  
• Control, monitor, and expand the distribution network; carry out marketing, sales, and brand-building activities to attract new customers.
  
• Engage with customers and manage relationships with DSAs to pitch business loan products and build a quality portfolio.
  
• Carry out pre- and post-loan disbursal activities for business loans, and work towards renewal loans.
  

Requirements

Desired Candidate Profile

• Experience in Business Banking, SME Lending/Commercial Banking.
  
• Strong knowledge of the local market and the self-employed/business customer segment.
  
• Proven track record in sourcing Business Loans, OD/CC facilities, and acquiring new customers.
  
• Experience in DSA management, branch coordination, and direct sales.
  
• Strong cross-selling skills for CASA, insurance, and other banking products.
  
• Excellent relationship-building, communication, and negotiation skills.
  

Qualification, Experience & Age Criteria

• Graduation in any stream.
  
• 10–15 years of relevant experience in banking sales roles can apply.
  
• Age Criteria: Maximum 40 years of age.